Surprise Homes with Owner May Carry New Financing

Welcome to Surprise, Arizona — a vibrant city nestled in the heart of Maricopa County, where desert landscapes meet suburban charm. Known for its welcoming community spirit and a wealth of recreational opportunities, Surprise is a hidden gem that offers a unique blend of modern living and outdoor adventure. With its sunny climate, residents enjoy year-round sunshine, making it an ideal location for those who love to explore the great outdoors.

Surprise is home to a variety of amenities, including beautiful parks, top-rated schools, and a thriving local economy. The city boasts an array of shopping and dining options, from quaint local eateries to larger retail centers. For sports enthusiasts, Surprise Stadium hosts spring training games for Major League Baseball teams, creating an exciting atmosphere for fans and families alike.

When it comes to finding your dream home in Surprise, you’ll be delighted to know that many properties come with Owner May Carry New Financing options. This unique financing opportunity allows buyers to negotiate terms directly with sellers, making homeownership more accessible and flexible. Whether you’re a first-time buyer or looking to invest, this option can open doors to a variety of homes that suit your lifestyle and budget.

Experience the warmth and charm of Surprise, where community and convenience meet. With its inviting neighborhoods and diverse housing options, you’ll find the perfect place to call home in this dynamic city. Discover the possibilities that await you in Surprise, AZ!

Newest Surprise Homes with Owner May Carry New Financing

$584,999

3 Beds ⋅ 2 Baths ⋅ 7099614 MLS ⋅ 1,489 SqFt.

NEW CONSTRUCTION - FENCED HORSE PROPERTY AND A RIVER WASH RUNS THROUGH IT, TRAILS - MUST SEE. Move In Ready. Large Custom Homes next door. Beautiful mountain views FENCED with Horse shade and plans for a barn with two stalls and hay loft. Builder will build barn for you or deliver full plans to new owner. Great neighbors great place for quads and toys just 30 minuets from Lake Pleasant. Additional Dwelling Units allowed on property. If you like the country this is your place. This is quality living with many features.

27201 N 147th Avenue, Surprise

$1,200,000

7099004 MLS

MOTIVATED SELLER! Don't miss this opportunity to grab this 15 acres in a growing area in Surprise! This Parcel is near the Mesquite Ranch Development New Home CO 'Frontera' selling now! This property is a great opportunity for a Commercial project or Custom home Development. ALL THE UTILITIES ARE NEARBY - City of Surprise water and sewer. Southwest gas and APS.. Cox or Zona Wyyerd, Property is 5 mins from the 303. ALL OFFERS ARE WELCOMED! All OFFERS WILL BE CONSIDERED.

W Lone Cactus Drive Unit -, Surprise

$280,000

3 Beds ⋅ 2 Baths ⋅ 7098896 MLS ⋅ 1,536 SqFt.

Cute and inviting 3-bedroom, 2-bath manufactured home featuring a spacious, open floor plan and a generously sized lot. Enjoy the extra storage provided by the large storage shed, plus convenient RV parking. With plenty of room to spread out and added space for your recreational vehicles and storage needs, this home is full of potential. Don't miss this great opportunity!

16589 N Queen Esther Drive, Surprise

$275,000

7097862 MLS

Build-ready 2.17-acre homesite in the City of Surprise with shared-well, power, no deed restrictions or flood zone. The seller has completed plans approved by the city-saving a buyer substantial time, money and upfront planning. Two adjoining 1.16-acre lots are also available for sale creating the opportunity to purchase up to approximately 4.5 contiguous acres. An excellent package for a builder, investor or family compound. Located in fast-growing North Surprise with convenient access to Loop 303 and US-60 and within commuting distance of TSMC and the surrounding employment and commercial developments. Mountain views and level terrain make for an outstanding place to build your custom home. Builder & Lender referrals available.

27864 N 158th Avenue Unit 3, Surprise

$105,000

7095732 MLS

Hillside Development Property Incredible valley views city lights and extra room to plan THIS IS AN EXTREMELY UNIQUIE PROPERTY. Large custom homes all around. (NOTE County has Not assigned Address Yet so Address is approximate) This is a scream of a good price for a development of home on a hill and horse property or room to play with your quads. Wash runs through the property for added unique features but plenty of room for a home. This is a must see for developers.

27100 N 147th Avenue Unit -, Surprise

$429,900

4 Beds ⋅ 2 Baths ⋅ 7092261 MLS ⋅ 2,094 SqFt.

Fully remodeled and move-in ready on a quiet cul-de-sac in Surprise Farms, with the 3-car garage buyers keep asking for. Brand new waterproof luxury vinyl plank runs throughout, finished with tall 5.5'' baseboards, fresh designer paint, refinished cabinetry with new hardware, and all-new lighting, fans and fixtures. The open great room flows into a bright kitchen with island seating, breakfast bar, walk-in pantry and stainless refrigerator. Split 4-bedroom, 2-bath single-level layout with a true laundry room. Out back, low-maintenance synthetic turf and a covered patio mean weekends are yours. Three full garage bays for the trucks, tools or toys. Community parks, playgrounds and sport courts, with Prasada shopping, dining and Loop 303 just minutes away.

17938 W Carmen Drive, Surprise

$420,000

3 Beds ⋅ 2 Baths ⋅ 7092216 MLS ⋅ 1,758 SqFt.

This is a lovely 3-bedroom, 2-bath home in Surprise Farms! You're greeted by a 2-car garage and a front patio that sets an inviting tone. Inside, the spacious living room features high ceilings, a soothing palette with new paint, all new blinds throughout, and durable tile flooring. You'll also find a versatile den ideal for an office or study. The gourmet kitchen comes with granite counters, gas stove, ample wood cabinets, recessed lighting, essential built-in appliances, a pantry, and an island with a breakfast bar. The primary bedroom showcases an ensuite with dual sinks and a convenient walk-in closet. Spend enchanting moments in the beautiful backyard with covered patio and an open view to the green belt with a warm fire pit for evenings under the stars. **Seller Carryback Only**

18188 W Carmen Drive, Surprise

18635 W Pinnacle Peak Road Unit -, Surprise

$185,000

7090165 MLS

You can build your future home on the southern portion of the property, outside the flood plain. The flood plain lies along the northern portion. The flood plain lies along the northern portion. An existing shared well, drilled in 1978 is currently unused and the condition is unknown. Power is along the road; a connection is needed to serve the property. Sewer or septic on the property is unknown. Property is zoned Rural Residential with the city of surprise. The existing barn needs renovation. Build your vision or hold for the future.

18635 W Pinnacle Peak Road Unit -, Surprise

$999,000

2 Beds ⋅ 3 Baths ⋅ 7089633 MLS ⋅ 2,004 SqFt.

Experience Refined Luxury on the 15th hole of Sterling Grove Golf & Country Club, where stunning sunsets and sweeping White Tank Mountain views create an extraordinary backdrop for everyday living. This beautifully upgraded home blends sophisticated design with effortless comfort. Designer finishes, premium details, and thoughtfully designed exteriors complement a seamless flow between indoor living and exceptional outdoor spaces. A newly constructed private pool and spa by design invite relaxation, while the golf course setting offers a picturesque space for entertaining or enjoying Arizona's breathtaking evenings. Discover an exceptional blend of elegance, comfort, and resort-style living within the guard gated community of Sterling Grove. Located adjacent to a beautiful community park.

10808 N Brownsville Lane, Surprise

$224,000

1 Beds ⋅ 2 Baths ⋅ 7087116 MLS ⋅ 399 SqFt.

CLOSE BY 12/24/26 AND RECEIVE A $5,000 SELLER CONCESSION CREDIT! Looking for the perfect winter getaway? Welcome to your own little slice of paradise in Happy Trails RV Resort, a highly desirable active-adult community offering an incredible lifestyle, resort-style amenities, and endless opportunities to stay active and social. This charming 2008 park model home is thoughtfully decorated & partially furnished, making it easy to move in and start enjoying everything Happy Trails has to offer. The home features a warm & inviting atmosphere, along with a serene, cozy patio. Paritially furnished. Samsung appliances.The two-story casita-shed offers exceptional additional storage &versatility. The lower level includes an additional toilet, shower, sink, & a stackable washer / dryer Best of all, you own the land--NO land lease! The HOA dues are only $238 per month and include water, sewer, and trash. There is also NO separate Rec-Center fee, making this an especially attractive opportunity for those looking to enjoy all Happy Trails outdoor lifestyle. Whether you're looking for a wonderful winter retreat, a seasonal getaway, or investment opportunity, this home offers freedom of landownership in one of the area's most desirable active-adult communities. Enjoy all of HT clubs, ammenities, and activities including pickleball, tennis, 4 pools and 6 spas, a dog park, and much more! Owner is a licensed Realtor.

17200 W Bell Road Unit 1475, Surprise

1600 W 6 Bed Licensedassisted Living Lane N, Surprise

$700,000

7085574 MLS ⋅ 2,000 SqFt.

Exceptional opportunity to own an established, turnkey residential care business with a 12-year history and an excellent reputation. The property features 5 bedrooms, 2 bathrooms, and approximately 2,000 sq. ft., with a spacious open floor plan that is clean, well-maintained, and ready for continued operations. Currently serving 5 residents with a licensed capacity of 6, the business generates $22,400 in monthly income at current occupancy. Established UHC and AZ Complete Health ALTCS contracts are in place, offering an opportunity to step into an operating business with existing residents, established relationships, and immediate cash flow. A rare opportunity for an owner-operator or investor seeking an established residential care operation.

1600 W 6 Bed Licensedassisted Living Lane N, Surprise

$249,000

7084376 MLS

This stick-built home in The Ranch offers smart Arizona living with a valuable bonus: an on-site RV port with full hook-ups right at home. Approximately 600 sq ft with one bedroom and one bathroom, it comes partially furnished for easy move-in. A rear storage unit houses the washer and dryer, while the private patio is ideal for morning coffee or sunset downtime. The RV port accommodates Class A motorhomes up to 45', eliminating storage costs and keeping you travel-ready. Located on a desirable corner lot with low HOA fees that include water, sewer, trash, and access to extensive community amenities. And best of all -- you own the lot. The Ranch section of Happy Trails is exclusive to Class A Motorhomes.

17200 W Bell Road Unit 1806, Surprise

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Surprise Homes with Owner May Carry New Financing

Newest Surprise Homes with Owner May Carry New Financing

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