Surprise Homes with Conventional New Financing

Surprise Homes with Conventional New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County, where the sun shines nearly 300 days a year, and the spirit of community thrives! With its stunning desert landscapes, rich cultural heritage, and a plethora of recreational opportunities, Surprise offers an idyllic setting for families, retirees, and everyone in between.

Surprise is known for its friendly neighborhoods, excellent schools, and a wide array of amenities that cater to all lifestyles. Residents enjoy access to beautiful parks, golf courses, and a variety of shopping and dining options. The city is also home to the Surprise Stadium, where Major League Baseball teams hold their spring training, providing an exciting atmosphere for sports enthusiasts.

For those looking to make Surprise their home, there are a variety of housing options available, including homes that qualify for conventional new financing. This financing option is perfect for first-time homebuyers and those looking to upgrade, allowing you to secure a loan with competitive interest rates and flexible terms. Whether you prefer a quaint single-family home or a modern townhome, there’s something for everyone in this thriving city.

The real estate market in Surprise is as diverse as its residents, offering an array of properties that suit different budgets and preferences. With the combination of a welcoming community, beautiful surroundings, and favorable financing options, now is the perfect time to explore your dream home in Surprise, AZ. Embrace the charm of this remarkable city and discover the lifestyle you’ve always desired!

Newest Surprise Homes with Conventional New Financing

$548,900
2 Beds ⋅ 2 Baths ⋅ 7081630 MLS ⋅ 2,004 SqFt.
Gorgeous sought after TURN KEY extended Valencia model with 3 CAR garage on Green Space! This meticulously maintained home has a new roof, new outdoor kitchen, tile throughout, and plantation shutters. The large gourmet kitchen includes new appliances, an island, loads of cabinets, and a fantastic breakfast nook. The oversized main bedroom has a bay window overlooking your lush backyard and green space. The outdoor oasis includes an extended covered patio, heaters, and great views, perfect for morning coffee or entertaining. The Grand Amenities include four golf courses, tennis and pickleball, softball, hiking trails, workout facilities, restaurants, classes, and so much more. This is Arizona living at its finest!

16442 W Desert Lily Drive, Surprise
$579,900
4 Beds ⋅ 2 Baths ⋅ 7081571 MLS ⋅ 2,060 SqFt.
RARE FOUR-BEDROOM MARLEY PARK HOME WITH ELEVATED DETAILS & EXCEPTIONAL INDOOR-OUTDOOR LIVING Discover a hard-to-find four-bedroom, two-bath home in Marley Park offering an impressive combination of architectural details, thoughtful upgrades, and exceptional indoor-outdoor living. Designed for both everyday comfort and entertaining, this meticulously maintained residence features 10-foot ceilings, 8-foot interior doors, upgraded kitchen finishes, integrated audio and a backyard designed to be enjoyed year-round. The open, airy floor plan is enhanced by the home's tall ceilings and oversized interior doors, while the flexible four-bedroom layout provides space for family, guests, a home office, hobbies, or personal retreats. The kitchen features 42-inch high cabinets, high-end stainless steel appliances, a gas range, and double ovens, offering generous storage, including a large corner pantry, creating an ideal setup for everyday cooking or entertaining. The primary bedroom includes a dual vanity counter, extensive shower and large walk in closet. Comfort and efficiency are enhanced by newly installed 22-inch-thick ceiling insulation. Additional features include a whole house UV water softening system and solar panels that help reduce electricity costs. The HVAC system and hot water heater have been regularly serviced keeping them well maintained. Entertainment extends in the living area of the home and outdoors with a built-in surround-sound stereo system. The backyard is truly an extension of the living space, featuring a built-in natural gas barbecue, private infrared sauna for two, utilizing chromatic or colored light therapy, outdoor audio, pool lighting controlled by phone app which can be paired with Spotify, and a striking custom full length mural on the back wall. The pool area includes a limestone deck, marble pool coping and a large cantilever pool umbrella, Two storage sheds provide additional convenience. Additional upgrades include a top of line Shasta Pools salt-free freshwater treatment system with oxygenated nano-bubbles cleaning technology, built-in SST alarm system, and substantial front security screen door. Residents of Marley Park enjoy access to two community pools(one heated year round) a clubhouse, and 19 parks, adding to the lifestyle appeal of this distinctive home. With its combination of spacious living, elevated finishes, smart-home conveniences, energy-conscious improvements, and an unforgettable backyard, this four-bedroom home offers a unique opportunity to enjoy the Marley Park lifestyle. Experience a home designed to elevate the way you live, relax, and entertain.

14616 W Larkspur Drive, Surprise
$195,000
7081560 MLS
BEAUTIFUL 1 ACRE PIECE ON LAND WITH SHARED WELL AND POWER. THIS LAND IS NOT IN A FLOOD PLAIN AND IS SURROUNDED BY CUSTOM HOMES. WITH NO HOA AND PLENTY OF ROOM YOU CAN MAKE YOUR DREAM PROPERTY COME TRUE!!! LOTS ARE GETTING SOLD OUT AND THE GOOD LOTS ARE FEW AND FAR BETWEEN. COME TAKE A LOOK AND MAKE YOUR DREAMS A REALITY!!!

W Blue Sky Dr Drive Unit -, Surprise
$530,000
4 Beds ⋅ 3 Baths ⋅ 7081555 MLS ⋅ 2,188 SqFt.
Welcome to your new home in the highly desirable Zanjero Trails community! Perfectly situated on a premium corner lot, this pristine home offers the ideal blend of modern luxury, privacy, and unbeatable neighborhood convenience. You will love the immediate proximity to the community park, which sits right next door, as well as the close distance to highly-rated Shadow Ridge High School. Commuting is an absolute breeze with rapid access to the Loop 303 and the Northern Parkway, effortlessly connecting you to the Loop 101 and the greater Phoenix area. Plus, everyday essentials are just minutes from your front door, with Prasada Gateway Shopping Mall, Costco, Sam's Club, and Walmart all located within a short drive. Don't miss the opportunity to be the owner of this exceptional property. Bedroom near the laundry room has its own full bathroom and a walk-in closet. All rooms painted in 2024 Carpet in rooms replaced with tile in 2024 Pavers and turf installed in backyard 2024 A/C Inspection and Tune ups performed annually Rescue Oasis Water Park at corners or Perryville and Cactus Sunscreens on all windows installed 2024 No neighbors to the north side of the house

11865 N 189th Court, Surprise
$625,000
3 Beds ⋅ 3 Baths ⋅ 7081545 MLS ⋅ 1,850 SqFt.
Enjoy golf course living in the highly desirable 55+ Sun City Grand Community! This turn-key Palo Verde model offers 2 bedrooms in the main residence plus a private detached casita with its own bedroom and bath, perfect for guests, a home office, or added privacy. A charming courtyard between the home and casita creates a warm, welcoming entry and a peaceful place to relax. Inside, enjoy high ceilings, abundant natural light, an open floor plan with a private den. The spacious eat in kitchen is equipped with stainless steel appliances, breakfast nook, and breakfast bar. Out back, a covered patio, multiple seating areas, low maintenance landscaping, mature shade trees, and beautiful golf course views create the perfect Arizona retreat for relaxing or entertaining.

18101 N Key Estrella Drive, Surprise
$399,900
3 Beds ⋅ 3 Baths ⋅ 7081459 MLS ⋅ 1,961 SqFt.
$0 DOWN PAYMENT and Assumable FHA Loan on its 3rd year in! Tens of thousands in interest saved! This move-in ready 2024 Taylor Morrison home in Rancho Mercado - Avila offers 1,958 sqft with 3 beds, 2.5 baths, plus a large bonus loft for additional living space. The great room features 9' ceilings and opens to a spacious kitchen with an oversized island, quartz counters, 42'' cabinetry, and stainless appliances. Enjoy a finished, maintenance free backyard with paver patio and synthetic grass. The primary suite includes an oversized walk-in shower, dual sinks, and a large walk-in closet. New soft water system included. Community pool, clubhouse, park, and playground round out this incredible home. Don't miss this rare opportunity to assume a fixed rate loan with $0 down payment.

14113 W Hackamore Drive, Surprise
$363,000
3 Beds ⋅ 2 Baths ⋅ 7081335 MLS ⋅ 1,401 SqFt.
Welcome to the Ocotillo--where comfortable living and understated elegance come together in Arizona Traditions. This beautifully updated 3-bedroom, 2-bath home offers 1,401 sq. ft. with vaulted ceilings that create an open, airy feel. The updated kitchen features granite countertops and stainless steel appliances, complemented by tile flooring throughout the main living areas and soft carpeting in the bedrooms. The spacious primary suite offers a relaxing retreat, while two additional bedrooms provide flexibility for guests, hobbies, or a home office. Step outside to the covered patio--an inviting setting for morning coffee, relaxed evenings, or gathering with friends while enjoying the Arizona lifestyle.

18222 W Spencer Drive, Surprise
$485,000
4 Beds ⋅ 3 Baths ⋅ 7081294 MLS ⋅ 2,141 SqFt.
CHEF'S KITCHEN | DUAL ENSUITE SUITES | ARTIFICIAL TURF BACKYARD | CORNER LOT This stunning 2023-built single-story home in Aria Ranch delivers where it counts most. The chef's kitchen impresses with tall upgraded cabinetry, a built-in oven & microwave, sleek vent hood, and generous prep space made for real cooking. Two ensuite bedrooms give this home unmatched flexibility -- ideal for guests, multi-generational living, or a private retreat of your own. The backyard is already done right: lush artificial turf, a large shaded covered patio, and a corner lot that adds extra width on the east side with room to breathe. North-south exposure brings gorgeous evening sunsets right to your backyard. Inside, soaring 10-foot ceilings open a bright and spacious single-level layout with 4 bedrooms and 3 full baths. The primary suite is sun-drenched and generously sized, featuring dual vanities with white quartz counters, a full-size glass shower, and a large walk-in closet. Smart storage throughout keeps the home organized and clutter-free. Minutes to Prasada Shopping Center for dining, retail and entertainment, plus quick Loop 303 access.

17429 W Surrey Drive, Surprise
$584,950
5 Beds ⋅ 3 Baths ⋅ 7081279 MLS ⋅ 3,305 SqFt.
**Welcome to this beautifully maintained 3305 sf. 5-bed, 3-bath home in Surprise's sought-after community of Desert Oasis. GREAT lot location & one of the neighborhood's most popular well laid-out floorplans. This immaculate move-in ready home offers a separate Kitchen eating area, formal Dining room, Family room, Living room, & a bedroom downstairs. VERY MANY thoughtfully selected upgrades throughout. The gourmet kitchen features SS appliances, double built-in oven, microwave, fridge incl., maple cabinetry, 42'' uppers, granite tile countertops, roll out shelves, & abundant storage. Split floor plan offering privacy for the primary suite. Primary suite has dual vanities, oversized walk-in shower, soaker tub, & a large walk-in closet. Brand NEW tile, carpet & pad. **SEE UPGRADES LIST. SO MANY tasteful upgrades in this home! Remodeled bathrooms w/ tiled showers, granite counters, premium plumbing fixtures & comfort height toilets. **BRAND NEW Premium Sherwin Williams int. & ext. paint. BIG 4' extended length garage W/ high quality openers & insulated doors. Premium high quality security screen doors & 3 gates W/ door handle locks. Efficient 16 seer HVAC units. Upgraded stair rail, recessed lighting, home theater surround sound system, laundry sink pre-plumb, alarm system, RO & soft water system, sun screens, RV / EV 50 amp electrical outlet and SO MUCH MORE. *Washer/Dryer, 6 stools & 2 large TV's included with the sale! The private backyard features a large grass area, fully stuccoed block wall fence, gas stub out for BBQ, Hot Tub pre-wire, and an extended paver patio. Great for relaxing & entertaining. *Prime lot location with 2 green belt areas located right next to and across the street from this home. *Just minutes away from plenty of shopping, dining, and recreational choices. 22 golf courses within 10 miles. Easy Freeway access. COME SEE THIS WONDERFUL PROPERTY NOW!!

26302 N 168th Avenue, Surprise
$615,000
4 Beds ⋅ 3 Baths ⋅ 7081230 MLS ⋅ 3,435 SqFt.
Welcome to this meticulously maintained gorgeous two-story home in Surprise Farms! The fantastic curb appeal on a peaceful cul-de-sac street and 3-car garage are just the beginning. Inside, fall in love with the generous living spaces, designed with comfort in mind, featuring tile flooring, carpet in all the right places, abundant natural light, and neutral tones that create a comfortable atmosphere. The kitchen is equipped with spacious cabinetry, a granite peninsula, and built-in appliances for a seamless cooking. Get a good night's sleep in the main retreat, offering a practical walk-in closet and a spa-like bathroom with double sinks, an enclosed shower, and a tub. The den, loft, and bonus room offer flexibility and can serve as an office, gym, kids' playroom, or quiet retreat. The backyard hosts a covered patio ideal for morning coffee, a grass area perfect for games, and a sparkling pool for a refreshing time! An entertainer's dream! Come see it before it's gone!

17567 W Tasha Drive, Surprise
$565,000
4 Beds ⋅ 3 Baths ⋅ 7081211 MLS ⋅ 2,352 SqFt.
Why wait to build out your backyard when it's already done for you? Built in 2025 by Taylor Morrison with high-grade options, this stunning 4-bedroom, 3 full bath home delivers the space, style, and flexibility today's buyers are searching for. Plus a versatile bonus/flex room with upgraded double doors for a home office, playroom, or additional living space. The open-concept kitchen, dining, and living areas create an easy flow for everyday living and entertaining, while the kitchen features a large island and thoughtfully chosen finishes. The primary suite is privately situated and offers a beautifully upgraded bathroom with a large super shower and plenty of space to unwind. But the real showstopper is the backyard, where this home sets itself apart from the rest. The covered patio has been transformed into a true outdoor entertaining space with a built-in BBQ, Blackstone, mini fridge, TV, bar seating, and plenty of room to gather...perfect for game days or movie nights under the stars. Experience Surprise living at its finest!

11257 N 169th Lane, Surprise
$389,000
2 Beds ⋅ 2 Baths ⋅ 7081119 MLS ⋅ 1,660 SqFt.
Welcome to Arizona Traditions, a guard-gated 55+ community in Surprise offering an active Arizona lifestyle! This beautifully upgraded 2-bedroom, 2-bath home features a den, 1,660 SF, and thoughtful updates throughout. The refreshed kitchen showcases new cabinets and countertops, while gorgeous LVP flooring flows throughout the main living areas. Enjoy two living spaces plus a den, providing plenty of room to relax or entertain. Both bathrooms have been updated with new cabinets, countertops, mirrors, and more. Step outside to a spacious corner-lot backyard featuring a built-in BBQ with seating and mature landscaping, creating a wonderful space to enjoy Arizona's beautiful weather. Arizona Traditions offers an incredible array of amenities including an 18-hole golf course, pools, fitness center, pickleball, tennis, bocce, softball, clubs, social activities, and more. Come experience the lifestyle and see all this home has to offer!

17320 N Thornberry Drive, Surprise
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