Scottsdale Homes with FHA New Financing

Scottsdale Homes with FHA New Financing

Welcome to Scottsdale, Arizona – a vibrant city nestled in the heart of Maricopa County that beautifully blends the charm of the Old West with modern amenities and a thriving cultural scene. Known for its stunning desert landscapes, Scottsdale is a haven for outdoor enthusiasts, art lovers, and foodies alike. With over 300 days of sunshine each year, residents enjoy an active lifestyle, whether it’s hiking the picturesque Camelback Mountain or exploring the lush gardens at the Desert Botanical Garden.

Scottsdale is also renowned for its upscale shopping, gourmet dining, and a lively nightlife that draws visitors from all over. The city boasts an impressive array of art galleries, museums, and annual events, including the Scottsdale Arts Festival and the Scottsdale Culinary Festival, making it a cultural hotspot in Arizona.

For those looking to make Scottsdale their home, the real estate market offers a variety of options, including properties eligible for FHA financing. With FHA loans, prospective homeowners can take advantage of lower down payment requirements and more flexible credit criteria, making it easier to own a piece of this desert paradise. Whether you’re searching for a cozy condo in the bustling downtown area or a luxurious estate with breathtaking views, Scottsdale’s real estate market has something to fit every lifestyle and budget.

Discover the allure of Scottsdale, where every day feels like a vacation, and find your dream home today with the benefits of FHA financing!

Newest Scottsdale Homes with FHA New Financing

13013 E Harper Drive, Scottsdale
$3,545,000
3 Beds ⋅ 4 Baths ⋅ 7100988 MLS ⋅ 4,952 SqFt.
**AGENTS - Please read private remarks** Upgrade include: Premium Pamplona Nova Combed Limestone, 2 Guests Suites w/ Separate Sitting areas, Epoxy Garage Floors, Tankless Water Heaters, Black Anodized Opaque Glass Garage Doors, 2-Tone Dark Grey & Mirlux Light Grey Cabinets, Wolf/Sub-Zero Cabinet Paneled Gourmet Appliances, Washer/ Dryer, Entry Wall Paneling Rift Wood Oak, Multi Slider at Rear of Entry, Floating Ceiling w/Tongue & Groove at Porch, Entry, & Courtyard, Fireplace at Great Room & Courtyard, Infrared Ceiling Heaters at Patio, Custom Pool, Spa & Landscape, 400-Amp Electrical Panels, Modern 4'' Can Lights, Rift Oak Framed Bath Mirrors, Floating Bath Cabinets, Floor to Ceiling Tiled, South Backyard with Views of Tom's Thumb. Too many features to list. Ready Soon!! Must see!!

13013 E Harper Drive, Scottsdale
5122 E Shea Boulevard Unit 1023, Scottsdale
$380,000
2 Beds ⋅ 2 Baths ⋅ 7100936 MLS ⋅ 1,086 SqFt.
Ground floor, private garage, and no stairs between your car and your couch. #1023 sits on the ground level of Milano Terrace -- an end unit facing the quiet interior courtyard. Your one-car garage is a few steps from the door, which is the kind of thing you stop noticing until it's July and you're carrying groceries. Inside: 1,086 square feet, all on one level, no interior steps. The living room is built around a wood-burning fireplace and opens into the dining area and out to the patio. Both bedrooms have real room to move around the bed. New flooring went in throughout in 2026, and the kitchen was updated the same year -- stainless appliances and new counters against the original cherry cabinetry. The primary bath has a tiled walk-in shower with a built-in bench and niche. Washer dryer convey. The $325 monthly HOA covers exterior maintenance, roof repair and replacement, blanket insurance, sewer, trash, pest control, and common areas. Gated community with a heated pool and spa, fitness facility, and a biking and walking path, with the Stonecreek Golf Course behind the complex. Scottsdale address, Scottsdale Unified School District -- Sequoya, Cocopah, Chaparral -- and a Phoenix tax bill. 2025 taxes: $1,317. FHA and VA approved project. Pets and rentals are both allowed subject to HOA rules.

5122 E Shea Boulevard Unit 1023, Scottsdale
4837 E Annette Drive, Scottsdale
$700,000
3 Beds ⋅ 2 Baths ⋅ 7100832 MLS ⋅ 1,860 SqFt.
Welcome to BELMONT at Triple Crown, a Prestigious Gated Community! This single level home offers a desirable split floor plan [Primary. 2nd BR. 3rd Room can be a BR/ Den/ Office/ Flex] The spacious, open kitchen is featuring granite counters, GE Profile SS appliances, b'fast bar & dining area. Enjoy a 2-way gas fireplace, plantation shutters, engineered light oak plank wood floors, 2 car garage w/epoxy flooring & storage cabinets. All this...PLUS NEWER TRANE HVAC & OWNED SOLAR PANELS. Charming & Private Backyard w/electric shade. Community Amenities include a heated pool, fitness center, volleyball & playground. Minutes to Kierland & PV for dining, shopping, entertainment & golf! E-Z access to Loop 101 & SR 51. PV Schools. Wonderful Blend of Comfort, Convenience & Scottsdale Living.

4837 E Annette Drive, Scottsdale
9455 E Purdue Avenue Unit 239, Scottsdale
$399,900
2 Beds ⋅ 1 Baths ⋅ 7100803 MLS ⋅ 1,081 SqFt.
Lock-and-leave living in this beautifully maintained 2-bedroom, 1-bath second-floor condo in Starfire at the Villages, located in one of Scottsdale's most desirable neighborhoods - McCormick Ranch. This residence offers the added convenience of a dedicated parking space directly outside the unit. The open-concept floorplan features a bright and inviting living space with seamless flow between the kitchen, dining and living areas. Step onto the private back deck and enjoy peaceful views of a lush greenbelt with scenic paths for walking and biking. Community amenities include a beautiful pool and tennis courts. Whether you're looking for a full-time residence, seasonal retreat or investment property, this condo is an excellent opportunity to enjoy Scottsdale living.

9455 E Purdue Avenue Unit 239, Scottsdale
12232 N 65th Place, Scottsdale
$5,295,000
5 Beds ⋅ 6 Baths ⋅ 7100802 MLS ⋅ 6,845 SqFt.
Set on nearly an acre in Scottsdale's coveted Cactus Corridor, this newly constructed modern estate balances architectural presence with everyday livability. The residence includes five en suite bedrooms, 5.5 baths, a four-car garage, private office, theater and expansive game room. The chef's kitchen pairs custom cabinetry and professional-grade appliances with a waterfall island and generous storage. Expansive pocket windows bring natural light inside and connect the living spaces to the outdoors. The primary suite offers a spa-inspired bath and custom walk-in closet, while an infinity-edge pool and spa anchor the grounds. Upcoming enhancements include a redesigned fireplace and a front ficus wall for added privacy. A compelling value for its scale, design and location.

12232 N 65th Place, Scottsdale
7601 E 4th Street, Scottsdale
$520,000
2 Beds ⋅ 2 Baths ⋅ 7100685 MLS ⋅ 1,128 SqFt.
Opportunity in the heart of Scottsdale's Peaceful Valley. This 2-bedroom, 2-bath single-level block home offers 1,128 sq ft with solid construction and key upgrades already completed, including copper plumbing and a freshly painted exterior. The primary bathroom remodel is nearly finished with new shower and toilet installed - final touches ready for the next owner's vision. Property is being sold AS-IS. Strong potential for investors or buyers looking to add value in a prime Scottsdale location.

7601 E 4th Street, Scottsdale
936 N 86th Way, Scottsdale
$399,000
2 Beds ⋅ 2 Baths ⋅ 7100645 MLS ⋅ 1,185 SqFt.
Location Location Location! Discover easy South Scottsdale living in The Trails! This single-story, 2-bedroom, 2-bath home offers approximately 1,185 sq. ft., a two-car garage and a private backyard ready for your personal touch. Major improvements include a new HVAC heat pump in 2025 and a new roof in 2021! The eat-in kitchen features granite countertops, and the primary bedroom includes an en-suite bath. Conveniently located near Loop 101 and Old Town Scottsdale's shopping, dining and entertainment. A wonderful opportunity to enjoy a Scottsdale location with some valuable big-ticket updates already completed! Fabulous opportunity to create your own haven!

936 N 86th Way, Scottsdale
13034 N 48th Place, Scottsdale
$1,299,000
4 Beds ⋅ 2 Baths ⋅ 7100522 MLS ⋅ 2,370 SqFt.
Discover a rare opportunity to own an established, income producing Scottsdale vacation rental with a proven multi-year rental history, over 157 guest reviews, and an impressive 4.9-star rating! Generating over $120,000 in revenue through Airbnb alone, this property offers additional income potential through additional platforms such as VRBO. Designed for both relaxation and entertainment, the home features an outdoor oasis filled with amenities for guests and family gatherings alike. Sold fully furnished, with existing bookings conveying at closing, this is a fantastic opportunity to step into an established short-term rental business!

13034 N 48th Place, Scottsdale
4030 N Granite Reef Road, Scottsdale
$475,000
4 Beds ⋅ 3 Baths ⋅ 7100366 MLS ⋅ 1,608 SqFt.
Experience elevated Scottsdale living in this chic, beautifully upgraded 4-bedroom, 2.5-bath townhome with BRAND NEW WINDOWS and a NEWER AC UNIT! The open-concept great room is designed for stylish entertaining, complemented by gorgeous wood-plank tile flooring. The designer-inspired kitchen showcases timeless white Shaker cabinetry and elegant quartz countertops, with matching quartz finishes in the baths. Your spacious, private enclosed patio creates the perfect outdoor retreat. Just minutes from the vibrant energy of Old Town Scottsdale, upscale dining, trendy boutiques, nightlife, & Loop 101. There are 2 covered spaces & a storage shed behind the patio for your convenience. HOA covers water, sewer, trash, ext paint, roof maintenance & pest control. Community Pool & Clubhouse to enjoy!

4030 N Granite Reef Road, Scottsdale
8166 E Rita Drive, Scottsdale
$749,000
3 Beds ⋅ 2 Baths ⋅ 7100322 MLS ⋅ 1,854 SqFt.
Enjoy the best of North Scottsdale living in this spacious 3-bedroom plus den, 2-bathroom home offering 1,854 square feet of living space and a 2-car garage. Situated on a desirable north/south lot, the home features a bright, open floor plan with vaulted ceilings and multiple living areas that provide flexibility for everyday living, entertaining, or relaxing. A cozy fireplace adds warmth and character, while the dining area offers plenty of space for gatherings. Fresh interior paint and new carpet give the home a clean, move-in-ready feel, and the primary suite features a spacious walk-in closet. The backyard offers a private and inviting retreat, surrounded by mature landscaping that adds beauty and seclusion. A large covered patio, relaxing spa, and refreshed landscaping create the perfect setting for outdoor dining, entertaining, or unwinding at the end of the day. The location is a standout, situated across from Scottsdale Sports Complex and just minutes from TPC Scottsdale, the Fairmont Scottsdale Princess, Kierland Commons, Scottsdale Quarter, shopping, dining, golf, and entertainment. With convenient access to Loop 101, this home offers an ideal combination of space, privacy, and North Scottsdale convenience.

8166 E Rita Drive, Scottsdale
20750 N 87th Street Unit 1063, Scottsdale
$695,000
3 Beds ⋅ 3 Baths ⋅ 7100251 MLS ⋅ 1,739 SqFt.
Experience the best of the Grayhawk lifestyle in this beautifully appointed, move-in-ready 3-bedroom, 2-bath townhome in the gated community of Encore at Grayhawk. Ideally positioned to feel remarkably private and secluded, the residence captures beautiful mountain views while placing some of North Scottsdale's most desirable amenities just outside your door. Thoughtfully designed with a spacious, open floor plan, the home offers inviting living and entertaining spaces filled with natural light, along with a formal dining area and secluded patios. The primary suite is a peaceful retreat, complete with a private balcony where you can begin the day with views toward Pinnacle Peak and the surrounding desert landscape. Updated bath finishes, generous room sizes and a well-maintained interior make this an effortless, turnkey opportunity. An attached two-car garage with epoxy flooring provides excellent storage and convenience, while ample nearby guest parking makes entertaining easy. The home is also ideally located near the community clubhouse and resort-style heated pool, spa and BBQ areas. Step outside the gates and enjoy the convenience of Grayhawk Golf Club, with select restaurants and amenities within walking distance, while DC Ranch Marketplace and an exceptional collection of North Scottsdale shopping, dining and recreation are just minutes away. With short-term rentals permitted, this property offers exceptional flexibility as a full-time residence, seasonal retreat or investment opportunity. Combining privacy, mountain views, resort-style amenities and an enviable Grayhawk location, this is effortless lock-and-leave Arizona living at its finest.

20750 N 87th Street Unit 1063, Scottsdale
14023 N 83rd Street, Scottsdale
$1,850,000
5 Beds ⋅ 3 Baths ⋅ 7100221 MLS ⋅ 2,986 SqFt.
INVESTOR SPECIAL / FIXER-UPPER OPPORTUNITY! Excellent opportunity in a desirable Scottsdale location for investors, builders, or buyers looking for their next renovation project. This property requires significant repairs and updating, offering the potential for a complete renovation or possible teardown and new construction. Bring your contractor, creativity, and vision to unlock the possibilities. Ideal for experienced investors seeking a fix-and-flip, redevelopment opportunity, or long-term investment. Property is being sold AS-IS, with seller making no repairs. Buyer to verify all facts, zoning, building requirements, and redevelopment potential. Don't miss this opportunity to create value in an established Scottsdale neighborhood!

14023 N 83rd Street, Scottsdale
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