Phoenix Homes with FHA New Financing

Phoenix Homes with FHA New Financing

Welcome to Phoenix, Arizona – a vibrant city that beautifully marries urban sophistication with stunning desert landscapes. Nestled in Maricopa County, Phoenix is the fifth-largest city in the United States, boasting a warm climate, a rich cultural heritage, and an array of outdoor adventures. Known for its breathtaking sunsets and majestic mountain ranges, the Valley of the Sun offers residents an unparalleled lifestyle filled with recreational opportunities, art, and culinary delights.

Phoenix is a thriving hub for families, professionals, and retirees alike, with a diverse economy that includes technology, healthcare, and education sectors. The city is home to numerous parks, golf courses, and hiking trails, making it easy to embrace the great outdoors. Plus, with a burgeoning arts scene, vibrant nightlife, and an array of shopping and dining options, there’s always something to explore.

For those considering making Phoenix their home, the availability of FHA financing options makes it even more accessible. Homes with FHA New Financing are designed to help first-time buyers and those with lower credit scores achieve their dream of homeownership. This program allows for lower down payments and more flexible credit requirements, making it easier to step into your very own slice of Phoenix paradise.

Whether you’re drawn to the bustling city life or the serene desert landscapes, Phoenix offers a welcoming community and a plethora of housing options to fit every lifestyle. Discover the charm and opportunities that await you in this dynamic city!

Newest Phoenix Homes with FHA New Financing

$625,000
3 Beds ⋅ 3 Baths ⋅ 7081344 MLS ⋅ 1,704 SqFt.
Don't miss out on this charming 1960's beauty. But don't be fooled by the 1960s reference as this beauty is equipped with more modern touches and yet it will give you ample opportunity to bring your own personality to make it your own. Inviting pool for the Summer months and a soothing hot tub for the cooler months. A very nice covered area can bring you the perfect spot for evening outdoor tv or games, or simply conversations over a cup of (pick your favorite beverage). Close to schools, shopping, entertainment, and a very close drive to PHX Sky Harbor. Don't miss out!

Phoenix
$450,000
3 Beds ⋅ 2 Baths ⋅ 7081340 MLS ⋅ 1,215 SqFt.
Tucked into MountainGate, this single-level North Phoenix home lives larger than its 1,252 square feet, pairing a bright, flexible layout with a backyard made for Arizona living. The 3-bedroom, 2-bath floor plan offers vaulted ceilings, wood-look flooring, a flexible front living space and an open kitchen, dining and family room with easy access to the outdoors. The kitchen features white cabinetry, stainless appliances and generous prep space. Out back, a substantial covered patio, paver entertaining area, mature shade tree, low-maintenance landscaping and firepit create an inviting outdoor retreat with room to make it your own. A 2-car garage and convenient access to Loop 101, SR-51, Desert Ridge, shopping and dining complete the package. Bright, inviting and ready for your next chapter.

2120 E Donald Drive, Phoenix
$625,000
3 Beds ⋅ 3 Baths ⋅ 7081307 MLS ⋅ 1,848 SqFt.
Opportunity to own this beautiful family home with 3 bed/2.5 baths and located in highly sought after Lane at Bel Espirit, in North Phoenix. Situated Minutes from the 51, 101, Desert Ridge, Scottsdale Quarter and Kierland - this location has it all including a beautiful green belt area a few steps away. Vaulted ceiling in Living Room, fireplace in the family room. All Laminate flooring was installed 2023, Move-in ready.

4128 E Coolbrook Avenue, Phoenix
$565,000
3 Beds ⋅ 2 Baths ⋅ 7081305 MLS ⋅ 1,361 SqFt.
Welcome to this super charming 3-bedroom, 2-bath home in the heart of Midtown Phoenix! Thoughtfully updated while maintaining its inviting character, this home offers the perfect blend of modern style and comfortable living. The open kitchen layout features stainless steel appliances, granite countertops and beautiful backsplash. French doors in the living area open up to an inviting backyard ready to entertain. The thoughtfully designed living spaces feel fresh, welcoming, and move-in ready. This fantastic location is walking distance to Sprouts, Safeway, Park Central Mall, Phoenix College and the Osborn light rail station. Just a short drive to the Phoenix Art Museum as well as the Heard Museum. Many upgrades include a newer HVAC, tankless water heater, hardwired level two EV charger, new sewer line in backyard and much more. Outside, modern landscaping creates fantastic curb appeal and a clean, low-maintenance look perfectly suited for Arizona living. This fantastic location is walking distance to Sprouts, Safeway, Park Central Mall, Phoenix College and the Osborn light rail station. Just a short drive to the Phoenix Art Museum as well as the Heard Museum. You will LOVE living here!!

410 W Flower Street, Phoenix
$399,999
3 Beds ⋅ 2 Baths ⋅ 7081296 MLS ⋅ 1,416 SqFt.
Beautifully remodeled single-story home featuring a well-designed layout, low-maintenance landscaping, no HOA, and a swimming pool. The kitchen features, quartz countertops, stainless steel appliances, shaker cabinetry, tile backsplash and breakfast bar. Vinyl wood flooring and recessed lighting create a bright, inviting atmosphere throughout the home. The bathrooms have been thoughtfully renovated with premium shower systems, custom vanities, framed mirrors, and designer tile niches. Step outside to a spacious backyard where the covered patio overlooks the expansive outdoor area and sparkling pool. There is plenty of room for entertaining, gardening, relaxing, or creating your own personal retreat.

3529 W Stella Lane, Phoenix
$428,000
3 Beds ⋅ 1 Baths ⋅ 7081295 MLS ⋅ 1,177 SqFt.
Updated Central Phoenix beauty! Spacious lot, Arizona room, owned solar, newer roof & AC. Assumable loan at 5.62%! No HOA! This move-in ready, beautifully refreshed charmer is ideally located near the highly sought-after Coronado Historic District. Inside, you'll find a bright & welcoming floor plan w/ abundant natural light, fresh paint, upgraded chefs kitchen w/ granite countertops, beautiful cabinetry, & stainless-steel appliances, gas range, & dishwasher. The updated bath offers stylish porcelain tile, new vanity, & updated fixtures. An enclosed air conditioned Arizona room adds approx 280 sf of bonus space w/ incredible views of the serene backyard. The property also offers convenient inside laundry, a block-fenced yard, covered carport parking & a large 7,832sf lot w/ fruit trees. Improvements include a newer roof (2021), newer AC (2022), updated electrical panel (2022), replaced sewer lines, attic insulation upgraded to R-30, & an owned, paid-off solar system for low electric bills. With its combination of modern updates, flexible living space, spacious lot & convenient location, this home offers a wonderful opportunity to enjoy the best of Phoenix living.

1831 E Hubbell Street, Phoenix
$359,900
3 Beds ⋅ 1 Baths ⋅ 7081293 MLS ⋅ 1,222 SqFt.
Welcome to this beautifully remodeled 3-bedroom home where modern style meets thoughtful design. The stunning kitchen features high-end finishes, upgraded cabinetry, sleek countertops and an oversized island that creates the perfect space for cooking, entertaining and everyday living. Fresh updates throughout give the home a clean, move-in-ready feel. Outside, enjoy professionally designed landscaping in both the front and backyard, with grass areas ready to flourish. This turnkey Phoenix home is ready for its new owner, come see it before it's gone!

7139 W Earll Drive, Phoenix
$395,000
2 Beds ⋅ 2 Baths ⋅ 7081273 MLS ⋅ 1,277 SqFt.
Tucked into one of the most sought-after pockets of the Biltmore area in Phoenix, this first-floor 2 bedroom/ 2 bathroom condo is located with prime convenience in mind being steps from the elevator and opens onto a private patio and walkway. Offering easy, low-maintenance living in the heart of it all. Inside, you'll find new laminate flooring throughout the kitchen, living room, and dining room, paired with new baseboards and a full interior paint completed in July 2023. The kitchen cabinetry was refreshed in 2025 with a clean white and blue finish, giving the space a bright, modern feel. The roof was repaired in November 2025, adding extra peace of mind for the next owner. Meridian Condominiums offers residents a community pool, fitness center, and sauna, all within walking distance of Biltmore Fashion Park, Trader Joe's, Whole Foods, and a variety of restaurants and coffee shops. Quick access to the 51 freeway makes commuting anywhere in the Valley simple, while the Biltmore Estates walking paths are just around the corner for those who want to stay close to home and still get outside. Whether you're searching for a low-maintenance home near Biltmore Fashion Park, a condo close to the 51 freeway in Phoenix, or a move-in-ready unit in one of Phoenix's most walkable neighborhoods, this one checks every box.

5104 N 32nd Street Unit 144, Phoenix
$699,900
4 Beds ⋅ 2 Baths ⋅ 7081269 MLS ⋅ 2,111 SqFt.
Welcome Home to your spacious 4BR/2BA with split floor plan, diving pool & above-ground spa! Updated kitchen with granite counters and newer cabinets. Primary suite has dual sinks, separate shower & tub. Vaulted ceilings, wood-burning fireplace, newer vinyl windows & A/C replaced in 2020.

3334 E Utopia Road, Phoenix
$549,000
3 Beds ⋅ 3 Baths ⋅ 7081259 MLS ⋅ 2,196 SqFt.
Discover elevated living in this beautifully upgraded North Phoenix residence in the upscale and gated community, Villas at Trellis! The chef-inspired kitchen showcases quartz countertops, a spacious island, gas range and newer appliances, while upgraded baths feature a spa-inspired shower. Custom automated Shade Store drapes, Tesla solar panels, whole-home WiFi, wired Ethernet and Ring security add modern sophistication. Escape to your private backyard retreat featuring lush artificial turf, elegant Belgard pavers and an included Weber natural gas grill, perfect for effortless entertaining. The heated community pool and spa allow for year-round entertainment, all within the Paradise Valley Unified School District. Refined Arizona living awaits; setup a tour today!

924 E Anderson Avenue, Phoenix
$549,000
3 Beds ⋅ 3 Baths ⋅ 7081246 MLS ⋅ 2,026 SqFt.
The original showcase home for 24 North, Shea's gated 111-home community in North Phoenix's TSMC/Halo Vista/Norterra corridor. Built as Shea's first Altair showcase model and originally used as the community sales office, this move-in-ready 2,026-square-foot home offers 3 bedrooms, including a flexible bedroom/office, 2.5 baths, and a loft with a built-in workspace. Approximately $174,420 in documented Shea builder options and upgrades are showcased throughout, including coordinated custom cabinetry, waterfall island, built-in appliances, floating media storage and integrated audio. The completed outdoor living space features an L-shaped kitchen/bar, built-in grill, tiled patio, turf and flower wall. Approximately 90% of the exterior has received a new skim coat/stucco finish, complemented by fresh interior and exterior paint. Ideally located steps from the community pool and dog park, and directly across from the gathering and grilling area.

31534 N 24th Drive, Phoenix
$419,900
2 Beds ⋅ 1 Baths ⋅ 7081245 MLS ⋅ 1,200 SqFt.
Beautifully remodeled Phoenix home with a fresh, modern feel throughout! Brand new roof and electrical wiring throughout. The interior features new flooring, fresh paint, and an updated kitchen designed to impress with 42-inch shaker-style cabinets, quartz countertops, stainless steel appliances and large pantry. Fresh interior/exterior paint adds to the home's clean appeal. The thoughtful updates create a bright and inviting atmosphere while blending everyday functionality with contemporary style. Located near the Melrose District in Phoenix with easy access to shopping, dining, entertainment, and major roadways. This turnkey property offers the perfect combination of updated finishes, comfortable living, and location--ready for its next owner to enjoy!

1829 W Campbell Avenue, Phoenix
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